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Organization chart

Risk management organization

Organization responsible for risk

Classification	Classification	Comment
Insurance risk	Product development	- Product development - Acturial team
	Insurance takeover	- Underwriting planning team - Customer service team
	Insurance sales	- Marketing planning team - Marketing supporting team
Financial risk	Credit	- Investment management team - Loan - AI management
	Market	- General accounts management - Special accounts management
	Asset allocation	- Investment management team
	Interest	- Investment management team - Acturial team
	Liquidity	- Investment strategy team
Management risk	Solvency	- Corporate planning team - Investment management team
	IT	- IT support
	Compliance	- Whole company headquarters/branches

- Risk management organiztion : an organization that deliverates/decides on risk related matters and monitors / controls risk
- Organization responsible for risk : an organizatio that strategically takes risk in the process of performing tasks