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Income Statement Summary

(unit : Million won)
Accounts FY 2008 FY 2007
Operating Revenue 2,501,659 2,452,649
     Premium Income 1,433,331 1,359,619
     Reinsurance Income 104,081 114,968
     Interest Income 193,684 196,405
     Gain on Valuation(Disposition) of Securities 60,129 131,464
     Dividend Income 25,649 20,728
     Rental Income 6,165 3,786
     Other Operating Income 30,355 18,017
Operating Expenses 2,566,276 2,443,735
     Claims Paid 169,174 114,685
     Reinsurance Expenses 105,447 116,744
     Business Expenses 207,854 276,426
     Amortization of Acquisition Costs 477,334 315,093
     Discount Expenses 25 118
     Interest Expenses 3,722 4,677
     Property Administrative Expenses 56,626 56,066
     Loss on Valuation(Disposition) of Securities 46,285 5,172
     Other Operating Expenses 100,482 34,270
Increase in Policy Reserves 377,171 343,386
Non-operating Income 82,760 11,777
Non-operating Expenses 8,568 6,990
Separate Account Income 317,188 437,060
Separate Account Expenses 317,188 437,060
Income Tax Expenses(Benefits) -148 9,296
Net Income 9,722 4,405
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